228 loan No Further a Mystery
228 loan No Further a Mystery
Blog Article
The Board opinions the influence and responsiveness with the lender's Group advancement loans and Local community improvement investments that reward or serve a Point out, as presented in § 228.fifteen.
means a lender that's not from the organization of extending closed-conclude property property finance loan loans, little company loans, small farm loans, or automobile loans evaluated under § 228.
signifies the functionality of volunteer services by a financial institution's or its affiliate's board members or workers, done on behalf from the financial institution, where Those people companies:
The Board takes advantage of the retail lending evaluation regions delineated by a considerable bank in its analysis in the lender's closed-close house mortgage lending and smaller business lending overall performance Unless of course the Board decides which the retail lending assessment spots tend not to adjust to the necessities of this part.
(3) If the bank revised the Preliminary draft plan in response to the public input been given, the Preliminary draft approach as launched for community comment with a proof from the appropriate changes; and
In thinking about CRA overall performance within an application explained in paragraph (a) of this portion, the Board takes into account any views expressed by interested functions which might be submitted in accordance with the Board's Policies of Process set forth in twelve CFR component 262.
(6) A bank's closed-finish residence mortgage lending, modest company lending, small farm lending, or automobile lending in distressed or underserved nonmetropolitan middle-earnings census tracts exactly where a bank's nonmetropolitan facility-based assessment area or nonmetropolitan retail lending evaluation place features hardly any or no small- and reasonable-revenue census tracts; and
(3) A small business enterprise loan or smaller farm loan is located during the census tract the place the primary small business facility or farm is situated or the place the borrower will otherwise use the loan proceeds, as indicated because of the borrower.
) The exceptional stability of a Group growth loan originated, bought, refinanced, or renewed in prior many years or Local community development investment built or renewed in past many years, as of December 31 for yearly that the loan or expenditure remains to the lender's balance sheet; or
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
To get a minimal purpose bank that had property increased than $10 billion as of December 31 in both of those from the prior two calendar several years, the Minimal Reason Bank Local community Enhancement Investment decision Metric actions the dollar volume of the lender's Group development investments that benefit or provide all or Component of the nationwide area, excluding mortgage loan-backed securities, in comparison to the bank's belongings, calculated pursuant click here to paragraph III.d of appendix B to this section.
A substantial lender must gather and report to the Board every year by April one a list of Each and every retail lending assessment location exhibiting the States, MSAs, and counties from the retail lending evaluation area for your prior calendar yr.
자주 사용하는 앱은 홈 화면에 바로가기 아이콘을 추가하여 더욱 편리하게 이용할 수 있습니다. 네이버 앱을 설치한 후, 앱 아이콘을 길게 누르고 "홈 화면에 추가" 옵션을 선택하면 됩니다.
implies a channel by which banking companies supply retail banking expert services electronically, such as on-line banking or cellular banking.